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You Need A Checking Account Buffer

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  1. I believe that buffers are a lifesaver. I would like to get ahead a month of expenses, but even now an extra $100 can prevent bouncing checks and overdraft fees. I’m not that efficient as I’d like to be so I need the safety guard.

  2. Lori says:

    I like to keep at least the amount that equals all of my auto-debit expenses together, so that if there was ever a problem with a paycheck, those auto-debits wouldn’t result in new fees.